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Frequently Asked Questions
about Doctors, Hospitals and MaternityCard?
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Doctors, Hospitals and MaternityCard
Question: Should I ask my doctor and hospital if they accept MaternityCard before I join?
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Answer: This is an important question.
Read this entire answer carefully. While doctors and hospitals may not recognize the name MaternityCard, they will recognize the names of the networks that MaternityCard partners with and works with to save you money.
The best thing for you is to consult with a maternity specialist because MaternityCard's Patient Advocacy Team (PAT) will send you a Membership Kit with complete information. For best results, let PAT help you.
When your MaternityCard Patient Advocate gets involved, you can avoid any possible misunderstanding on the part of your hospital and doctor that might prevent MaternityCard from getting you the best results. |
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The Patient Advocacy Team talks with hundreds of doctors and hospitals every day. They're the experts. No one here does what they can do. They have experience. They know exactly what to say to your medical providers to get them to accept MaternityCard. They also know exactly how to handle any questions the doctor or hospital may ask. In other words, your Patient Advocacy Team members are professionals who love to make sure that you pay less not more.
MaternityCard is licensed and registered as a Provider Access Organization. MaternityCard works with and through dozens of nationwide PPOs and many regional medical organizations and facilities to provide the MaternityCard service.
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Question: Does MaternityCard negotiate to get discount prices for me?
Answer: MaternityCard is not insurance. Companies that say they can get you discount medical prices are scams. Why? Because doctors and hospitals are not flea markets. They do not commonly offer discounts, or hand out coupons, or have sales on medical procedures. Hospitals do not have buy-one-get-one-free offers. They're not bargain basement sellers. They're professionals who provide important medical services.
MaternityCard looks for every way possible to bring down your hospital bills, for example: hospitals use complex formulas to make their bills. Each hospital bills according to their policies and procedures, and even according to laws in your state. Since hospitals charge you in so many different ways, in addition to re-pricing your bills MaternityCard, as part of it's service, examines each of your bills closely and looks for billings errors to further reduce your cost.
Read everything on this FAQ page so you have a more complete understanding of how and why MaternityCard is organized to serve and save you money. After you've read this page, call toll free 1-888-498-4905 to talk with a MaternityCard Representative. They will be happy to answer any questions and help you join today.
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Question: Will MaternityCard call my doctor and hospital for me before I join?
Answer: The first step is to join MaternityCard. All of MaternityCard's member services and benefits are reserved for the moms and dads who are members with MaternityCard. After that, you can call MaternityCard 24 hours a day. We're here to serve you.
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Question: What costs more the doctor or the hospital?
Answer: As you can see from the pie chart here, in most cases your doctor bills will be smaller than your hospital bill. Due to the rising cost of medical services and the practice of "defensive medicine", 97.3% of the time the hospital bill will be your largest cost. In the great majority of cases, even in a very normal delivery, your hospital bill will outdistance all your bills.
Your hospital may tell you, "We charge XYZ for the hospital portion of your maternity." What do they mean by "hospital portion?" In general they mean that since you're paying for your doctor separately, the hospital will charge you for all the "room and board" services they provide for mother and the baby including overnight stays and all ordinary delivery room services. |
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The hospital's no-frills "room and board" quote does not include anything extra or out of the ordinary because no one can predict the future. Doctors and hospitals commonly practice "defensive medicine" and order extensive tests and the medical procedures the tests suggest at the slightest provocation to protect themselves from malpractice suits. This increases cost.
If you or your baby require special care, you will be charged more. All hospital extras will cost you more. If you order something extra at McDonald's, it costs you more!
If you deliver without any complications, and you have a short labor, and neither mom or baby need any special care, the hospital will charge you its normal rate. But you will be charged more for anything outside their normal maternity services, and be expected to pay for it. |
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Question: Why does the hospital charge more for "extras"?
Answer: Hospitals charge for extras because every birth is different. They can't predict what may happen to mom or baby. The extras always cost more money no matter where you go. Because it's like going to a restaurant, you pay one price for the meal, and more for anything extra you order.
The same goes at the hospital. They will bill you for everything they do including bringing you an aspirin if it's not included in their normal rate. You will be charged for any and all extra services.
The longer you and/or your baby stay in the hospital, the more you will pay no matter what the hospital quoted you beforehand. That's why MaternityCard is so important. It helps to control and lower the cost of anything that happens in the hospital whether it is planned or unplanned.
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Question: My hospital told me that my hospital stay would cost a certain amount. Does that mean no matter what happens the price is the same?
Answer: Generally, no. This is very important. Think of it this way, the more you buy at Calmar or anywhere else the more you will pay.
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Things cost money and the hospital is going to charge you for every little extra thing you put in your shopping cart. The air you breath in a hospital is free. But if they give you oxygen out of a tank, and you don't have MaternityCard to protect your interests and re-price hospital services, you may be charged for a full tank of oxygen...
If they bring you a box of Kleenex, even if you use one tissue, you will be charged for the whole box. Why? Because there are sick people in hospitals. Hospitals don't move an open box of Kleenex from room to room and let everyone use the same box. Imagine how that could spread germs and could harm you and your baby. |
We've seen a $32 charge for a box of tissues on a hospital super-bill. Take your own. |
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Look at these three Re-pricing Statements
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Year |
State |
 Original Bill / Cost
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Total Saved
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New Price
( Adj Cost ) |
Percent
Saved |
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2004 |
Nevada |
$9,875.84 |
$6,229.84 |
$3,646.00 |
63% |
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2004 |
Pennsylvania |
$23,740.00 |
$18,789.63 |
$4,950.64 |
79% | |
No hospital can afford to give one price and stick to it no matter what happens. Look at the Original Bill column. These moms were quoted for a normal delivery. But if your hospital does more, it has to charge you more for its service. |
In the first case, you see an ordinary delivery. In the second case you see a delivery with a few things out of the ordinary, but in the third case there is a delivery with a lot of complications. What are "complications"? They could be anything that require mom and baby to stay longer in this hospital. The complications aren't necessarily life threatening. They're necessary procedures that any hospital and doctor would apply in order to keep mom and baby healthy.
These are real MaternityCard Re-pricing Statements. The hospitals all gave these moms and dads a quote for a normal delivery. Maternity hospital bills can be shocking because you are given a quote for a normal delivery but they will charge you for everything beyond normal no matter how small it is. Note how MaternityCard cut the cost on these bills!
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Question: How can I control the cost of my hospital bills?
Answer: If you don't have maternity insurance, the best way to control the cost of your hospital bill is to join MaternityCard and let the experts at MaternityCard work to lower your maternity-related hospital bills for you by re-pricing them aggressively to get the lowest possible adjusted price for you. If you want the lowest cost over all and professional medical services used by moms with maternity insurance use Maternity Card's network of PPOs.
Why is it important to control the hospital cost? Because every delivery is different and the hospital cannot predict the future. They can only give you a quote for an ordinary birth that has no complications and requires no extra time or services. Anything out of the ordinary, they have to charge you more for because they'll have to put more things in your hospital shopping cart.
Here's an example of the extra "things" you could be charged for: When you're in the hospital, since your doctor is not available 24 hours a day to stay with you, if you or your baby need a doctor immediately, a hospital doctor will be called to help you. Of course, you can be charged for every instance of hospital doctor time. There's a charge for the time nurses spend with you too.
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Question: Compared to my doctor bills, what are the biggest expenses in having my baby?
Answer: : The pie chart here shows the relative cost of Hospital, Lab, and Doctor expenses related to your baby's birth.
Your doctor is the least of your worries. Why? Because your hospital costs can grow rapidly if you or your baby need special care and specialists have to be brought as needed. For example, if you need an emergency c-section, or even in the case of a planned c-section, the hospital-related costs will rise dramatically. But your doctor costs will stay relatively the same.
If your baby is premature, for example, and needs special care of any kind, the doctor rate stays pretty much the same, but your baby's hospital stay will increase your costs. Why? Because the hospital bills you for everything they do for you and that includes every piece of equipment or medicine or additional time of the hospital doctors, nurses, or others who are employed to help keep you and your baby strong and healthy even in difficult circumstances.
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Question: Why do hospitals charge so much?
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Answer: Hospitals are interesting. They're service organizations that are organized and equipped to save lives. Even a small hospital may employ hundreds of doctors and nurses to help people in crisis. They also help moms to deliver babies in a sanitized environment that is fully equipped to save lives if things go wrong.
It takes an extraordinary investment of time, money, and brainpower to operate a hospital. When you go to a hospital you're paying for professional medical attention, and a building full of the best medical equipment available. Why? Because it's normal and smart for mom and baby to want the best medical care possible. |
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The cost of hospital care is rising because Americans want the best medical attention available. Maternity Card moms use the same doctors, labs and hospitals recommended by PPOs. | |
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Question: What if something happens when my baby is born, and the bill is huge because we had to stay in the hospital much longer than we planned? Who will pay the much larger bill than we expected?
Answer: MaternityCard is not insurance, and it will not and does not pay your bills. More over, as explained on this website, MaternityCard can help you control your hospital costs. In normal maternity cases, for example, MaternityCard can save you thousands of dollars.
MaternityCard cannot reduce your hospital bill, or other maternity-related bills to zero. Why? Because if you go into Calmar and buy a television that normally costs $600 at a 50% discount, you don't have to pay $300, but you have to pay the other $300.
In fact, MaternityCard's written Better than Money Back No-Risk Guarantee protects you in the unlikely event that your investment in MaternityCard is more than the money it saves you.
You asked about who will pay a bill that is much larger than you expected? In all cases, including an unusual case, for example, of a huge bill like $100,000, MaternityCard will use its network of negotiated discount rates to re-price the bill and save you up to 60% or more. MaternityCard also examines all bills, whether large or small, to see if you were overcharged or billed improperly. However, since MaternityCard is not insurance, in all cases without exception, you will be responsible to pay the amount of the hospital bill owed after it has been re-priced.
In the extreme example above, MaternityCard may save you $60,000, and, of course, the remaining $40,000 would be a financial burden to almost anyone. However, what financial burden would you rather be faced with: Owing $100,000 or owing the hospital $40,000?
The facts are clear. After reviewing this website completely, if you don't think that MaternityCard will work for you, then please refer a friend who does want his or her family to save thousands of dollars in unnecessary medical expenses related to the birth of their baby.
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Question: What happens in case of a miscarriage?
Answer: MaternityCard is dedicated to helping you and your family.
If you miscarry, MaternityCard immediately stops charging you. In addition, you can continue to use MaternityCard for one month to help you to lower any bills connected with your miscarriage, and, of course, MaternityCard will continue to closely examine all your bills and re-price them for you too.
Also, if you get pregnant again anytime during the next five years after your miscarriage, you can join MaternityCard again and there is no initial setup fee.
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Doctors and Hospitals
Question: My OBGYN gave me pre-registration forms for the hospital to fill out. Why does MaternityCard tell me not to pre-register at the hospital?
Answer: MaternityCard is not maternity insurance. Because you don't have maternity insurance if you pre-register the hospital will most likely ask you to pay up front for your entire delivery. You don't want to pay upfront because MaternityCard will re-price your bill after the delivery. After your baby is born, the hospital will send MaternityCard their super-bill, and your Patient Advocacy Team will examine it to see how best to handle it to give you the most savings. That's why the best thing to do is pay after the baby is born, after the hospital has done the work.
The key is to tell your doctor which hospital you plan to use and when you're ready to deliver your baby take your MaternityCard with you to the hospital. MaternityCard's address is on the back of your identification card along with a unique bar code the hospital can use to verify your membership and learn the related information that satisfies them.
When you go to the hospital to deliver, show them your MaternityCard and simply tell the hospital to send MaternityCard your bill. Then MaternityCard will process the bill for you and re-price the charges to make them the lowest possible. Your Patient Advocacy Team member will answer any questions you have about how this works. Call them for more information.
Attention: Every child and every pregnancy is unique. If you're having a scheduled c-section or pre-induced labor, you may need to pre-register. In this case, the best thing is to contact the Patient Advocacy Team so they can help you when you talk with the hospital.
If you know you will have a scheduled c-section or pre-induced labor call toll free 1-888-498-4905 and speak with the Patient Advocacy Team as soon as possible.
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Question: : What is the hospital "super-bill"?
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Answer: The hospital super-bill is a detailed report of everything the hospital charged you for its services. For example, did you know if you ask for an aspirin, there will be a coded item on the super-bill connected with that service?
It's true. Some hospitals charge $45 or even more to have a nurse bring you one aspirin. If you ask for Kleenex or a tissue, you will be charged for the box of tissue. We've seen a box of Kleenex billed at $32. It's amazing, and true. |
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Here's the important thing. When your MaternityCard Patient Advocacy Team receives your hospital super-bill, it examines the super-bill and looks for ways to reduce everything possible. Of course, we have computer programs we've developed to help us do this, but sometimes the Patient Advocates get together to discuss how to best handle extraordinary super-bills because every MaternityCard Patient Advocate wants to do the best they can for you.
We created MaternityCard to serve you and also save you money, and the Patient Advocacy Team members are your MaternityCard super-bill re-pricing experts. They're on your side!
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Question: What is the biggest or most important hospital super-bill MaternityCard has re-priced for a mom?
Answer: MaternityCard has helped thousands of moms dramatically lower the cost of having their babies.
As far as your MaternityCard Patient Advocate is concerned when your hospital super-bill comes in, your hospital super-bill is the most important super-bill in the office.
This is what a re-priced hospital statement looks like:
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*your savings may be more or less (0%-60%) |
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It looks pretty plain, doesn't it? But this is the way the hospitals like it. Of course, the information blotted out has special codes and is private and confidential. But the dollar numbers really tell the whole story.
This mom and baby received a super-bill for $18,815.63 but MaternityCard experts went to work and applied the aggressive re-pricing offered by multiple PPO networks and brought down the cost to an affordable $3,395. |
This is how MaternityCard goes to work for moms and dads: Because MaternityCard has a national network of negotiated discounted rates both large and small throughout the United States, when the hospital sees your MaternityCard re-priced statement, they recognize the codes on it and accept it. This happens every time because this is the medical provider's agreement with the dozens of PPO networks MaternityCard uses. MaternityCard knows under what circumstances to use specific PPOs to re-price bills for member moms.
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Question: Since MaternityCard is not insurance, why do I pay a monthly fee for 12 months of service?
Answer: MaternityCard's fee is broken into 12 payments to make it affordable for you and your family. MaternityCard is not insurance. However, if you don't have maternity insurance and you are going to have a baby, the service offered to mom and baby and family by MaternityCard can help you lower and control the cost of having your baby.
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The MaternityCard service is not free. The small monthly fee paid by you and the thousands of moms who have MaternityCard allows MaternityCard to offer these services
to all moms at an affordable price.
Remember, even in the case of normal deliveries, MaternityCard can save moms money. Why? Because MaternityCard is designed to save you money and it comes with a No-Risk Guarantee.
Most mothers and fathers will agree the joy of having a baby far outweighs any expense, and no matter what happens, MaternityCard will still get you a lower price ? even for normal births with no complications. |
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Remember, if you're pregnant or plan to become pregnant and you don't have maternity insurance, the small monthly fee you pay for MaternityCard not only lowers your hospital "super-bill" and lab bills, it also can help to lower your doctor bills to a smaller degree. MaternityCard is not a substitute for insurance, but if you don't have insurance think of how relieved you'll feel to know these bills will be as low as possible instead of a financial burden.
The most important thing is how MaternityCard works with you to protect you against unexpected expenses related to your hospital and lab bills no matter how small or large they are. MaternityCard guarantees to cut the cost of having a baby virtually anywhere nationwide.
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Question: I had bloodwork drawn and I didn't have to pay anything while I was at the lab. What happens with my bill?
Answer: Bloodwork of any kind and amniocentesis, for example, are among many of your MaternityCard Lab Benefits. After you speak with your MaternityCard Patient Advocate and get their careful guidance, have every medical provider send all your bills directly to:
Affordable Healthcare Options
P.O. Box 163717
Austin, TX 78716
But if you get a bill from your doctor or your lab, don't worry. That's okay. Just mail the bill to the address directly above and MaternityCard will process it for you immediately.
After accessing the best MaternityCard network rates for your bill, MaternityCard will re-price it accordingly and you'll get an adjusted bill in the mail. After you receive the adjusted bill send your payment directly to your provider as soon as possible.
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Question: What if my doctor, hospital, and lab are not in the national network of negotiated rates?
Answer: If you use an out-of-network provider, don't worry. The people in your Patient Advocacy Team are experts. MaternityCard also has a staff of out-of-network communicators who will speak to your providers for you.
The important thing is while the Patient Advocacy Team are not miracle workers, they've been known to achieve amazing results! Depending on your stage of pregnancy, state or area you live or circumstance, MaternityCard will often negotiate directly with your provider. They know exactly what to say and do to save you money even when you use out-of-network providers. Of course, you can save more when you use the in-network providers because MaternityCard can put its re-pricing to work for you.
One thing is sure, when you get your hospital super-bill and see how MaternityCard has re-priced it to save you money, you'll be so happy you joined in MaternityCard you won't be able to stop talking about it. We encourage you to tell everyone you know about MaternityCard.
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Question: The doctor that delivered my three previous children is not in the MaternityCard network of doctors but I really want to use him again. Will this affect my MaternityCard guarantee?
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Answer: No. Your guarantee is safe and secure. The MaternityCard Guarantee is that you will save at least the cost of your membership, or MaternityCard will pay you the difference between the cost of the card and the amount you did save PLUS MaternityCard will pay you $200!
From your point of view, the exciting thing about your MaternityCard Guarantee is that MaternityCard takes all the risk. MaternityCard will save you money whatever you choose or you will get $200. |
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Remember, your MaternityCard doctor benefit is complimentary. If you prefer to use an out-of-network OBGYN it won't affect your Certificate of Guarantee. The choice is all yours. The Patient Advocacy Team will be happy to give you tips on how to speak with your out-of-network doctor regarding payment options, or they'll be happy to speak to your doctor for you.
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Question: What advice can you give me about how to get the most savings with MaternityCard?
Answer: If you want to use your MaternityCard to the fullest extent and want to save the most money, the most important thing you can do is call the special toll free 800 number you get in your Membership Kit and listen to the recorded message. Then, if you have any questions, talk with the Patient Advocacy Team as soon as possible. The second thing is to use one or more of the 450,000 medical providers that are in the MaternityCard network of providers.
MaternityCard has worked hard to bring together top notch networks to serve you, and to pass all the savings possible to you. The smart thing to do is stay in the network.
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MaternityCard?
Question: Since MaternityCard is not insurance, what is it exactly that MaternityCard will do to help me and my family to pay for the cost of having our baby?
Answer: Yes, that's right. MaternityCard is not insurance. MaternityCard members are not paying for insurance. In the case of MaternityCard, moms and dads are investing in a common sense solution to the problem of not having maternity insurance.
MaternityCard is an affordably priced service organized to save moms and dads thousands of dollars related to maternity costs. The majority of these costs are hospital-related, and also doctor and lab related. What MaternityCard does is explained in detail throughout this website.
If you want to save on your maternity and the birth of your baby then join today.
Also, please understand Americans want top medical care, but not all Americans are insured because of the high cost of insurance. In some cases, they may not be insured because insurance companies will not insure them due to one or more prior medical conditions.
In an article from MSNBC, November 29, 2004, titled "Hospitals get hostile with the uninsured, Congress finds those without coverage pay much more," MSNBC says:
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"For millions of Americans without health insurance, bills are a nightmare, and those bills are often exorbitant and the tactics used to collect them harsh." |
The article tells how Jim Greenwood, Member of the House of Representatives, has done extensive investigation of hospital billing practices related to uninsured people. He says:
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"Poor people, uninsured people, are sometimes getting bills that none of us could afford in a lifetime." |
The article goes on to say:
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"The uninsured, his investigation shows, are billed two to three times more than those who have insurance. Why? Because insurance companies negotiate low prices with hospitals, but the uninsured have no one negotiating on their behalf." |
What does MaternityCard do? It has national contracts and relationships with dozens of networks, many of whom are the same ones used by large companies to "negotiate low prices with hospitals," but in the words of Representative Jim Greenwood, "the uninsured have no one negotiating on their behalf."
In short, MaternityCard works like an organized army of dozens of national and regional networks for uninsured pregnant moms that are dedicated to saving you money. If you don't have maternity insurance, and you want to save money, MaternityCard can help you.
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Question: How do I join in MaternityCard?
Answer: It's easy to join. You just call in on a toll free number and speak with a friendly MaternityCard Representative. There's a basic application. You can pay by check, Visa, or Mastercard. A registration kit will be sent to you. It includes great information, and your identity card. You show your MaternityCard to your providers.
From the time you sign up to the time you can use your card is normally takes two weeks. So to save the most money, it's best to sign up as soon as possible. Act now to save yourself unnecessary stress and worry. Remember, MaternityCard is guaranteed to save you money.
To join now call toll free 1-888-498-4905.
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Question: Can MaternityCard pay for all my doctor bills?
Answer: No. MaternityCard is not insurance and will not pay your bills on your behalf.
Your doctor expense is less than your other expenses. That's why MaternityCard gives you the doctor benefit as a complimentary bonus. In other words, the doctor benefit is basically a free MaternityCard service that helps to lower that bill too. Look at this chart again. What do you really want? Do you want MaternityCard to lower your doctor bill by up to 60%(0%-60%), or do you want MaternityCard to lower your hospital bill up to 60% or more? The real power of MaternityCard is that it helps control and lower your hospital "super-bill".
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If you're a first time mom, you think the doctor expense is huge because every time you go see the doctor during your nine-month pregnancy, you have to make a payment. First time moms have never gotten "that hospital super-bill." That's the big one, and that's the one MaternityCard works to control and cut the cost for you.
Yes, it costs a little money to have a baby in a normal delivery, but, frankly, it costs a lot of money to have a baby when there is anything out of the normal including c-sections or induced labor. Or new born special care. |
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Once you're in the hospital, don't worry about the doctor or hospital costs, just concentrate on having your baby.
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Question: What is the Patient Advocacy Team?
Answer: The Patient Advocacy Team is a special service for MaternityCard members. . The Patient Advocacy Team or PAT goes to bat for you when you call or need assistance. In many cases they talk to your hospital and doctor for you, and your medical providers send MaternityCard your bills. The Patient Advocacy Team also examines and re-prices your medical bills for you, and they work to get you maximum savings.
The Patient Advocacy Team is an awesome full time service benefit of MaternityCard. The Patient Advocacy Team is here to serve you. They're available to answer any questions you have related to MaternityCard and your membership benefits. They're focused on helping you to enjoy your maternity. Call them anytime. They'll help you get the most from MaternityCard. They make it easy for you to squeeze every cent you can out of your MaternityCard program.
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Question: Does Maternity Card have a forum on the internet I can use to keep in touch with everything about MaternityCard and my benefits?
Answer: The Patient Advocacy Team hosts a very active MaternityCard Members Only Forum. You can use the private MaternityCard Forum to get information from the Patient Advocacy Team and to keep in contact with them. There are public and private areas. You can have private conversations via the Forum with your Patient Advocate and others.
To give you an idea of how important the Patient Advocacy Team is at MaternityCard, the Patient Advocacy Team is bigger than the sales team. Because the entire purpose and focus of MaternityCard is to be an easy to use money-saving service for moms and their families.
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Question: Why do people decide to join MaternityCard?
Answer: People are smart. If they don't have maternity insurance and they're having a baby they know that big bills are coming, and if there's a way to lower them, they're going to take action. When they talk to their insurance agent, their agent says, "Folks, you can't buy maternity insurance after you're pregnant in the same way that you can't buy fire insurance after the fire."
Check with your insurance agent. In many cases, you have to pay into a maternity insurance plan for 12 to 18 months before you have your baby. If you get pregnant during that time, no matter how much you've paid in, your maternity insurance may not pay anything when you have your baby. Your 12 to 18 months of payments for maternity insurance may cost hundreds of dollars per month. Of course if you don't have a baby after 12 to 18 months of prepayments, you also have to keep paying for maternity insurance just like you pay for auto insurance every month whether or not you're in an accident. Check with your insurance agent.
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Why does maternity insurance cost so much? Many insurance agents will tell you, "Maternity insurance is not like auto insurance or fire insurance. When you buy auto insurance, for example, the insurance company is gambling that you won't get into an accident and they'll never have to pay out anything."
"On the other hand, companies that sell Maternity Insurance know they'll have to pay out almost every time because Mom and Dad will make sure that a baby is coming sooner or later! In other words, most people who buy maternity insurance are planning in advance for 'an accident' to happen! This means Maternity Insurance rates have to be high because they are based on shared liability and moms and dads who want to be pregnant will find a way to make it happen."
Please talk to your insurance agent. There may be something we don't know. MaternityCard wants you to get the best results for your family. Investigate and see if you have other options including maternity insurance. |
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Recent news reports tell that hospitals charge people without insurance up to four times more than what they charge people with insurance. The simple truth is with MaternityCard on your side, you won't overpay to have your baby. MaternityCard protects you from paying too much. It's really that simple. You will either pay your original hospital and lab bills alone without our help, or you will join in MaternityCard and let MaternityCard cut the cost of having your baby.
To speak with a friendly MaternityCard Representative about joining now or to ask questions after reading this FAQ, please call toll free 1-888-498-4905.
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Question: After I join MaternityCard, what happens?
Answer: The first thing that happens is you receive your MaternityCard Membership Kit. It has your MaternityCard identification card and other important documents. It also has important phone numbers, and code numbers that identify you as a member that is allowed to access MaternityCard benefits nationwide.
Immediately after you get your Membership Kit call the special toll free 800 inside. This gets you started fast and easy. It's important to do this because you'll hear a recorded message that tells you everything you need to know so you can get the best use of your MaternityCard.
You'll also receive a Welcome letter giving you access to your Patient Advocacy Team Forum. By the way, when you've followed the easy step-by-step process given in the recorded call, your membership benefits are usually fully activated within 7 to 10 business days.
After you listen to the recorded message, if you have any questions, please call the Patient Advocacy Team and get acquainted. Your Patient Advocacy Team member will walk you through the program and answer any questions you have.
The Patient Advocacy Team is on your side. Everyone on the Patient Advocacy Team is a specialist in helping MaternityCard moms and dads get full value for your investment in MaternityCard. They work hard to make everything easy for you.
Your Patient Advocacy Team member wants to handle things for you so you can relax and enjoy your pregnancy.
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Question: What is the MaternityCard 24-Hour Nurse Benefit, and how does it work?
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Answer: Women have been having babies for centuries, from the beginning of time. All of our tribal-like ancestors relied on each other for information about their maternity.
Things are different today. Mom's mother and grandmother aren't always available. So sometimes there's no one handy for you to call and ask about how and what you're feeling.
The MaternityCard 24-Hours a Day Nurse Benefit gives you a concerned professional you can call any time night or day without having to worry that your doctor is going to charge you extra every time you call to ask a question. |
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The nurses at your 24-hours a day beck and call are all Registered Nurses.
This army of Registered Nurses are fully qualified to give you professional medical advice. They can help you over any rough spots without you having to call your doctor and having to pay more. These nurses are always available for you, 24-hours a day even after your baby is born.
After you have your baby, if you need advice at midnight about how to feed your baby, or want to talk to a competent professional about your baby's sniffles, for example, call your nurse!
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Question: After I pay my small monthly MaternityCard fee, do I have to pay my re-priced hospital, doctor, and lab bills too?
Answer: Yes. You have to pay all your bills. However, MaternityCard will lower your bills. After re-pricing your hospital bill, for example, you'll get both the original hospital bill and the re-priced bill. You'll be amazed by how much you've saved.
When you use MaternityCard you're joining together with thousands of moms across America who also use it. The low monthly fee you pay for MaternityCard is possible because in a way you're working together with all these moms to lower your cost ? together like a team.
The important thing to remember is that in addition to meeting your commitment to pay your small MaternityCard fee each month for 12 months, you must also pay your re-priced bills. If don't you pay your re-priced bills, you may ruin it for all moms.
This is important. MaternityCard is an honorable company. The spirit of service at MaternityCard means that everyone here ? from top to bottom ? works hard to give you the best service possible. Our No-Risk Guarantee proves our commitment to stand by you and help you throughout your pregnancy and even after your baby is born. We value our PPO networks and the work they do for our moms. All we ask in return is that you pay your bills so that the national network we work with will continue to allow us to provide this service to all moms across America.
If you're having trouble paying your re-priced bills, contact your hospital, doctor, and lab, and work out a payment plan with them. Remember this, America is great because the American people make promises and keep them. Sociologists call America a "high trust nation." What does that mean? The American people work together and trust one another.
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Question: How does your Guarantee work to protect my investment in MaternityCard?
Answer: The reason MaternityCard works is that thousands of moms agree to pay a small monthly fee for 12 months to get the discounted non-insurance benefits that MaternityCard gives them together as a group and individually while they're pregnant and after they deliver their brand new babies.
By paying just a little each month for 12 months, MaternityCard can offer every MaternityCard mom and family the same high quality services for 12 full months.
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There's nothing like MaternityCard.
MaternityCard offers a Better than Money Back No-Risk Guarantee to make sure every mom and family that joins in MaternityCard gets full value. The guarantee states if you don't save at least the total of what you pay for MaternityCard, MaternityCard will pay you the difference between the cost of the card and the amount you did save PLUS MaternityCard will pay you $200. You can order with confidence because no matter what happens, you and your baby win! | |
* The National Preferred Provider Maternity Network (NPPMN) is designed and developed by Affordable Healthcare Options exclusively for MaternityCard?. |
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